#fintech #insurtech #telco

AccelUp is an acceleration program dedicated to developed startups from the FinTech, InsurTech and Telco sectors. During 5 acceleration rounds, nearly 60 startups developed their technologies in cooperation with business partners: Santander Bank Polska, AXA Partners CEE, Orange, Santander Consumer Bank, RITS and Santander Leasing.


AccelUp gives you the opportunity to scale up your business globally with Santander Bank Polska, Santander Leasing, Santander Consumer Bank, Orange Polska, AXA Partners and RITS.

We invite innovative startups with market-ready products for disruptive technology.


Program schedule

Permanent open call for startups. We are waiting for your applications for the whole duration of the program, till 2021. We are going to invite startups to cooperate with us at the beginning of every round.

Acceleration round

Up to 6 months of close cooperation with Strategic Partner, supervision of experts and preparing to scale up your business globally

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Cooperation with Global Brands

We strive for perfect sync between the startup and the corporate partner. The acceleration is a custom-tailored process that we carry out with the constant and strong involvement of our partners (Proof Of Concept implementation).

Business Know-how

We offer over 100 consulting hours in the field of technology, business, design, and law. We give the opportunity to implement a project within a commercial partner’s infrastructure with the possibility of establishing commercial cooperation with Top of Mind brands.

Extensive Investment Support

We provide support in obtaining further rounds of financing. The best projects get the opportunity of being presented an recommended to partner funds including the Santander InnoVentures fund from Madrid and Orange Digital Ventures.

Outstanding Experts

AccelUp gives you the possibility of long-term and close cooperation with experts and decision-makers who represent our corporate partners. The team of experienced experts in the field of Legal, Technology, Business and Product Design supervises the effects of work on the business model and commercialization.


Santander Bank Polska

clients in Poland
customers globally

Santander Bank Polska SA is the largest commercial bank in Poland that offers financial solutions for individuals, micro, small and medium enterprises as well as Polish and international corporations. The Bank has one of the largest network of branches and partner branches in Poland and provides services via electronic access channels, including mobile banking.

Santander Bank Polska is a market leader in the use of modern technologies in banking services, providing its clients with the widest digital payment offer on the market. The priority of Santander Bank Polska is and always will be customer satisfaction and loyalty, as a result the Bank regularly introduces innovative functionalities that help to take care of personal finances and effectively manage business finances.

Since 2011, the Bank belongs to the international Santander Group. Companies from the Santander Bank Polska Group offer, among others, investment funds, insurance, leasing and factoring. Santander Bank Polska received the title “Bank of the Year in Poland” in 2018 in one of the most prestigious, international industry competitions organized by the magazine “The Banker”, for its successes in improving efficiency and profitability, as well as introducing innovative products and services that stand out in the market.

The Santander Group, based in Spain, was founded in 1857 and has a significant share in 10 key markets in Europe and both Americas (Spain, Poland, Great Britain, Portugal, USA, Chile, Brazil, Argentina, Mexico and Germany). As the strongest financial institution in Europe in terms of market capitalization, it provides services to over 140 million customers who appreciate it primarily for innovation and the highest quality of products and solutions offered. Thanks to international cooperation of experts from all markets in which the Group operates, today Santander Bank Polska is already creating a bank of the future – the bank Customers want.


The cooperation with Santander Bank Polska provides an opportunity to scale the project regionally and globally through cooperation within global programs, including Fintech Station. As a recipient of technology in the AccelUp program, it also gives the opportunity to present projects to the global Santander InnoVentures fund from Madrid.

„We consciously use the partnership with Accelpoint, which as one of the leading accelerators in Poland is a kind of bridge between the world of startups and the world of large corporations. The services offered by the accelerator, including, for example, advising young companies we rate very highly.”
Dariusz Paczewski
Digital Innovation Officer at Santander Bank Polska
customers in Poland
Santander Consumer Bank – bank for loans – is a leader of the consumer finance market in Poland. We offer installment and cash loans, credit cards, various forms of car purchase financing and term deposits for both individual and institutional customers. In addition, we have a wide range of insurance products and business loans prepared for car dealers and used-car-lots. We are a part of the Spanish Santander Group, for which Poland is one of the key markets.
Cooperation with Santander Consumer Bank gives the possibility to scale the project regionally and globally. As a recipient of the technology in the programme, Santander Consumer Bank also gives an opportunity to present itself before funds from Central and Eastern Europe.
„The AccelUp program is an opportunity for Santander Consumer Bank to strengthen cooperation projects with start-ups into further implementations or PoC solutions. It is also an opportunity for us to establish partnerships and development that will help us in achieving everyday challenges on the consumer finance market in Poland”.
Maciej Dąbrowski
Head of Strategy & Innovation Development Department at Santander Consumer Bank
customers of AXA Group globally

AXA Partners is part of the AXA Group, the largest and most valuable insurance group in the world. AXA Partners is transversal worlwide business unit offering a wide range of solutions in insurance, reinsurance, assistance services and credit&lifestyle protection. Our main goal is to implement innovative solutions which will support our corporate clients and contribute to their customers’ experience, anywhere, anytime.

The most dynamic part of our expertise is e-commerce and B2B2C distribution. We simplify insurance processes and improve financial transfers and document circulation within the claims handling.

Cooperation with AXA Partners gives the possibility to scale the project regionally and globally. As a recipient of the technology AXA Partners also gives a chance to present it before the funds from Central and Eastern Europe.

„We can see a huge potential in cooperation with start-ups which, thanks to innovative projects, may support us in these activities. We focus on innovations which will translate into positive experiences of the customers at every point of contact with our company and on ensuring the highest level of customer experience for them.”
Tomas Mrnka
Country Manager Poland at AXA Partners
customers in Poland are provided with mobile services

Orange Polska is a leading telecom service provider in Poland with the largest infrastructure in the country. It offers cutting-edge services to nearly 20 million customers, including convergent services, combining landline and mobile phone services, home and mobile internet as well as numerous multimedia services.


Orange Polska provides comprehensive solutions for business and conducts research and development activities and supports innovation. Orange Polska invests in super fast fiber optic Internet and 4G / LTE mobile internet. It’s also conducting 5G technology tests.

Cooperation with Orange Polska gives the possibility to scale the project regionally and globally. As a recipient of technology in the AccelUp program, it also gives a chance to go to big startup events in Asia.

„Orange is a partner in the digital transformation for our customers. Our goal is to adapt companies to the reality of the digital world and improve their efficiency. Accelup program let us open for new innovative ideas in this field. In cooperation with Accelpoint we are scouting for innovative projects and then implement them to bring new value on the market.”
Joanna Bruździak-Maleszewska
Head of Incubation and New Solutions Department at Orange Polska

With more than 20 years of experience, Santander Leasing is a well-established leader in financing machinery and equipment, remaining at the forefront of the leasing industry. As a universal lessor, the company funds a wide range of fixed assets for SME and corporate clients. The company has always focused on high-quality services and reliability in its relationships with its clients. This was recognized by entrepreneurs, who presented Santander Leasing with the Trusted Brand Award (Marka Godna Zaufania) in 2020

Cooperation with Santander Leasing gives the possibility to scale the project regionally and globally. As a recipient of the technology Santander Leasing is a member of Santander Group which gives a chance to present innovations before the funds from Central and Eastern Europe

„Santander Leasing has long been working with young enterprises, mainly as a company that funds startup investments. I believe that this is a good time to take this partnership to the next level, not only as a leasing company but also as a business partner. I hope that we’ll soon hear about more success stories of Polish startups thanks to this year’s edition of the AccelUp program”.
Tomasz Jąder
President at Santander Leasing

RITS - Relyon IT Services

Relyon IT Services (RITS) is one of the fastest-growing IT companies in Poland. The company provides innovative IT solutions in a wide range of business models to bring the best value for our clients in the country and on international markets. RITS responds to the changing reality, by creating socially responsible solutions that often set trends for the future. We support our clients in reaching their goals also by optimizing operating costs to the greatest extent possible, which brings a real increase in the company’s revenues.

With the first office in Warsaw (2014) RITS provided services in the area of IT outsourcing, starting from basic staff augmentation services and team leasing. During the next years service offer was extended to advanced team leasing and managed service models. Besides IT outsourcing for our customers we are also offering long-term support services (RITS Alternative Support). In 2018 the company became a global partner in digital transformation standards for DocuSign, and in 2019 for UiPath. We are currently able to support our clients in business automation by providing an electronic signature, digital document circulation platform, and robotic process automation (RITS Robotics). In 2019 the company opened SSC in Vietnam. This location is supporting our internal software house in delivering complete solutions in software projects. In association with the development of the services, building its own competence center (including foreign ones) and the strong exit to foreign markets Relyon IT Services rebranded its name to RITS. Today, RITS offers a wide range of services dedicated to our customers, starting from IT outsourcing (body leasing, team leasing, managed services), business automation processes, and software development. RITS is currently hiring 250 highly experienced IT professionals, mostly working from various locations in Poland and with around 30 professionals working off-shore from our office in Vietnam. Our specialists are working currently in over 60 IT projects for clients globally. Thanks to the ability to operate among the different time zones we are able to provide services in alignment with our global customers’ work hours.

RITS is part of a large private equity fund that has been investing in research and development and innovative technologies for years. For several years RITS has been an active investor and Transfer Tech platform that invests and develops innovative companies with their own products in the area of Safety, Logistics, MedTech, Cloud

„Participation in AccelPoint is the next step in the strategy which allows to expand investments in innovative products and services in the area of MedTech, Fintech, Cloud Platforms, Digital HR, Logistics and Safety. This strategy is consistent with the currently provided services focused on the sectors such as Finance, Retail, Life Science, Ecommerce, HR, Logistics”.
Łukasz Kośnik
CEO, & Managing Partners of Relyon



Michał Ciemiński

Entrepreneur & Investor, Senior Executive, Digital Transformation expert

Karol Mazurek

Managing Director at Accenture

Tomasz Bogus

Former CEO at BGZ BNP Paribas Poland and Post Bank

Anna Maj

FinTech Leader at PwC

Magdalena Szafrańska

Director of the Customer Service Department at Santander Consumer Bank Polska

Krzysztof Nawelski

Director of Innovation at Santander Consumer Bank Polska

Edyta Szczerek-Nowak

Director of the Customer Service Department at Santander Consumer Bank

Michael DaCosta

Mentor of CV Labs AG, Switzerland, MIT Portugal, EVP at Films Angel


Olena Kolikhova

Head of Startups at Microsoft

Radosław Osiński

Cloud Solution Architect at Microsoft

Rafał Milewski

Digital Executive Insurance Technology Delivery Lead at Accenture

Piotr Szczepanik

Head of Industry responsible for Portfolio of Solutions FSI at Microsoft

Piotr Pietrzak

Chief Wizard, Executive Architect & AoT member at IBM


Artur Granicki

Fintech and Capital Market Lawyer

Marcin Wnukowski

Partner at Squire Patton Boggs

Małgorzata Olech

Senior Associate at Squire Patton Boggs

Małgorzata Grzelak

Head of the Labor & Employment team at Squire Patton Boggs

Product Design & Marketing

Kamil Warulik

CEO & Senior UX Consultant at Flying Bisons

Kamil Tatol

Head of Product Design at Flying Bisons

Andrzej Skasko

Executive, Advisor, Speechwriter

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ACCELPOINT sp. z o.o. realizuje projekt dofinansowany z Funduszy Europejskich, Program Operacyjny Inteligentny Rozwój „Accelpoint ScaleUp – technologiczny Akcelerator łączący innowacyjne rozwiązania z Odbiorcami Technologii”
Głównym celem projektu jest przygotowanie min. 20 startupów do wdrożenia rozwiązań w ramach działalności Odbiorcy technologii, odpowiadających na zdefiniowane przez nich potrzeby.
Celem dodatkowym jest objęcie min. 58 Startupów wsparciem finansowym oraz szkoleniowo-doradczym nakierowanym na zwiększenie ich potencjału biznesowego.
Wartość projektu: 16 387 500,00 PLN
Dofinansowanie projektu z UE: 15 000 000,00 PLN
Nr umowy o dofinansowanie: UDA-POIR.02.05.00-00-0015/18-00

ACCELPOINT sp. z o.o. implements the project co-financed by the European Funds, Smart Growth Operational Programme “Accelpoint ScaleUp – Technological Accelerator connecting innovative solutions with Technology Recipients”.
The main objective of the project is to prepare min. 20 startups to implement solutions within the scope of the Technology Recipients’ activities, responding to their defined needs.
An additional objective is to cover min. 58 Startups with financial and training-consulting support aimed at increasing their business potential.
Project value: 16 387 500.00 PLN
EU funding: 15 000 000,00 PLN
Co-funding agreement number: UDA-POIR.02.05.00-00-0015/18-00

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